With the birth of another child looming near, I’ve been meaning to post about Samaritan Ministries, an alternative to traditional health insurance. We have been on both the giving and receiving end of Samaritan Ministries, and were blessed both ways.
Every month, we receive a newsletter and instructions telling us where to send our monthly share and what the family’s need is. We send our monthly payment directly to another Christian family, along with a card or note. We enjoy knowing who receives our monthly contribution and being able to pray for and personally encourage them.
When our son was born, Samaritan members covered every penny of the expense, unlike traditional health insurance policies which always penalized us for having our children at home with a midwife. The outpouring of letters, cards, and Biblical advice from Christian brethren was an added bonus!
The cost of coverage is far less than traditional health insurance; our family pays less than $300/month for 10 members. One payment/year goes to the central office for administrative costs. All other payments go directly to other members.
New members are carefully screened when they apply, but not in the traditional way. There is no physical exam necessary, but your pastor must sign a statement confirming that you meet all of the membership requirements. Just take a look at the membership requirements and you’ll begin to understand why this is not traditional health insurance. You’ll also see part of the reason that it costs so much less: God’s standards for His people rule out many risky behaviors that increase the cost of healthcare for non-Christians.
Questions? Please let us know if you would like more information or if you decide to join – Samaritan Ministries has an affiliate program of sorts, and we would love to offset some of the cost of our monthly contributions! Or if you just can’t wait, tell them you heard about Samaritan Ministries from Life in a Shoe.